Coverage

Plans made easy so your clients can do what they do best. Drive.

Automobile Liability

Provides coverage for damage to people and property you are financially responsible for.

Physical Damage

Covers damage to scheduled trucks, tractors, and trailers.​

Motor Truck Cargo

Covers cargo in your possession that you are hauling.

Truckers General Liability

Covers injuries or property damage you cause as a result of business activities not directly related to operating your truck.

Non-Trucking Liability

Covers independent semi drivers outside the scope of their lease agreement with the motor carrier.

Cover Whale also insures:

a truck driving on scenic road with a trailer at sun down

Hotshots

Covers Class 2, 3, 4, and 5 vehicles. Accepted trailer examples include Gooseneck, Dovetail, Deckover, and Lowboy trailers. Includes coverage for auto hauling.

UIIA with a truck's trailer being loaded with a shipping container

UIIA

Cover Whale participates in the Intermodal Interchange and Facilities Access Agreement (UIIA), and covers drivers who pick up loads at U.S. ocean ports and rail terminals.

Cover Whale is going coast to coast

Select a state to learn more about the truck insurance policies we offer in each state. We’re rapidly expanding our coverage to serve our nation’s truckers better. Don’t see us in a state you need? Join our email list to be the first to know when we pull into town.

Tap a state to learn more about the truck insurance policies we offer in each state. Pinch to zoom in. We’re rapidly expanding our coverage to serve our nation’s truckers better. Don’t see the coverage you need in your state? Join our email list to be the first to know when we pull into town.

Status Key
screenshot of the Cover Whale Driver Safety Program video

Our Driver Safety Program

Best-in-class telematics devices protect truckers and make roads safer for everyone. Our policyholders improve driving behaviors, helping to lower their insurance costs. Learn more and get answers to some of our most frequently asked questions.

See our appetite and product guides.