Instant Hotshot Insurance Quotes

Help your clients navigate their hotshot journey with confidence.

Accepted Vehicle Classes for Hotshot Insurance

Class 2

(6,001–10,000 lbs)

Examples include: Chevrolet Silverado 1500 and 2500, Dodge Ram 1500 and 2500, Ford F-150 and F-250, and GMC Sierra 1500

Class 3

(10,001–14,000 lbs)
Examples include: GMC Sierra 3500, Ram 3500 and Ford F-350

Class 4

(14,001–16,000 lbs)
Examples include: Chevrolet Silverado 4500HD, Ford F-450 and Ram 4500

Class 5

(16,001–19,500 lbs)
Examples include: Chevrolet Silverado 5500HD, Ford F-550, Peterbilt 325 and Ram 5500

Accepted Trailer Examples for Hotshot Insurance

Gooseneck
Trailers

Dovetail
Trailers

Deckover
Trailers

Lowboy
Trailers

Quote, bind and get your clients moving in minutes.

Cover Whale's award-winning Platform makes it easy.

Program Manager Awards 2023 Winner

2023 Program Insurtech of the Year

"When you think Cover Whale, think time-savings, cost-savings, and flexibility. Instant quotes and coverage for a variety of trucking businesses make it extremely easy for the agent and insured."

Rhett Jessop
Agency Principal, Tailored Insurance Group

"As a wholesale agent, I know how important quoting and binding speed is to retail agents. Cover Whale’s appeal is the 24/7 lightning-fast accessibility and efficiency of your platform. Cover Whale is improving the industry."

Mary Kidd
Transportation Group Practice Leader, Appalachian Underwriters, Inc.

Frequently Asked Questions

Currently, Cover Whale provides coverage in the states listed below:

Auto Liability admitted states include: Georgia, Florida, Illinois, North Carolina, Nevada, South Carolina, and Wisconsin.

Auto Liability non-admitted states include: Alabama, Arizona, Arkansas, California, Colorado, Delaware, Georgia, Florida, Idaho, Iowa, Indiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Rhode Island, Pennsylvania, Tennessee, Texas, Utah, Virginia, and West Virginia. 

Auto Physical Damage, General Liability, Motor Truck Cargo, and Non-Trucking Liability are available in all states except Alaska, Hawai’i, Idaho, Kansas, Montana, and New York.

Cover Whale is continuously expanding! We’re planning to offer coverage in the following states soon: North Dakota, South Dakota, Nebraska, Montana, Maine, and Vermont. Be sure to check back for updates on our growing list of states with available coverage.

Cover Whale provides a range of coverage options tailored for the trucking industry. These include:

  • Auto liability (admitted and non-admitted)
  • Auto physical damage
  • Motor truck cargo
  • Truckers general liability
  • Non-trucking liability

These coverages are designed to address the unique needs and risks associated with the trucking sector, ensuring comprehensive protection for our clients.

The best truck insurance on the market, from exclusively A-rated carriers.

Join more than 6,000 agents across America, and get your trucking clients covered—fast.